How Much House Can I Afford?

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How Much Should I Put Down?

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1-877-693-0217

Close on time with confidence thanks to
Citi’s $1,500 ON-TIME Closing Guarantee.1

  • Today's rates, as low as:
  • FIXED RATE MORTGAGE

    4.375

        4.532 APR 

  • ADJUSTABLE RATE MORTGAGE

    3.500

        3.134 APR*

*The ARM APR may increase after consummation.

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Citibank mortgage professionals will walk you through every step
of the process. We'll help find the loan option that's right for you.

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Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer.

Terms and conditions of these rates:
• Excellent credit
• A Loan-to-Value of 70%
• Single Family Primary Residence
• 60-day lock period
• Fees are based on national averages on a loan amount of $174,625.00. Actual fees may vary.
• Fixed rate shows 0.625 discount point, equal to 0.625% of the total loan amount, paid by the customer. Actual interest rate will vary depending upon loan-to-value and credit score.
• Adjustable Rate Mortgage shows 0 discount point, equal to 0% of the total loan amount, paid by the customer. Actual interest rate will vary depending upon loan-to-value and credit score.

Citibank mortgage rates may change without notice subject to market conditions.

1 If you are purchasing a home, we guarantee to close by the date specified in your purchase contract, unless prohibited by federal law*, and further provided that the date is at least 30 days after the application date and the date of your purchase contract. If your loan fails to close on time due to a delay by us, you will receive a credit towards closing costs of $1,500. Offer not available for refinance loans, co-ops, unapproved condos, residences under construction, community lending programs and government loan. In Texas, the credit may not result in your receiving cash back.

(*Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The Guarantee to close does not apply if such disclosures are required and your closing is delayed due to the 3 business day waiting period.).

† Calls are randomly monitored and recorded to ensure quality service.

This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer.