How Much House Can I Afford?

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How Much Should I Put Down?

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Citibank’s Closing Assistance Programs helping you reach your dreams of homeownership.

  • Today's rates, as low as:
  • FIXED RATE MORTGAGE

    4.500

        4.606 APR 

  • ADJUSTABLE RATE MORTGAGE

    3.500

        3.144 APR*

*The ARM APR may increase after consummation.

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Citibank mortgage professionals will walk you through every step
of the process. We'll help find the loan option that's right for you.

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Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer.

¹Geographic, income, property and other restrictions may apply. For borrowers who qualify, application fees may be deferred until loan closing.

²Closing cost assistance grants may not be applied to the appraisal fee. It may be applied to standard loan costs that are charged at closing and may include customary third-party and government closing costs. Offer cannot be combined with any other offer.



Terms and conditions of these rates:
• Excellent credit
• A Loan-to-Value of 70%
• Single Family Primary Residence
• 60-day lock period
• Fees are based on national averages on a loan amount of $174,625.00. Actual fees may vary.
• Fixed rate shows 0 discount point, equal to 0% of the total loan amount, paid by the customer. Actual interest rate will vary depending upon loan-to-value and credit score.
• Adjustable Rate Mortgage shows 0.125 discount point, equal to 0.125% of the total loan amount, paid by the customer. Actual interest rate will vary depending upon loan-to-value and credit score.

Citibank mortgage rates may change without notice subject to market conditions.

† Calls are randomly monitored and recorded to ensure quality service.